The Top Notch Real Estate Companies India

The booming property market of India proves the rapid growth of the real estate companies India. The realty companies of India are involved in varied activities ranging from infrastructure development, residential complex, commercial real estate to retail space development.

The favorable government policies are one of the major reasons behind the growing real estate companies India. The government approves of 100 % FDI encouraging people from all across the globe to invest in India. Let us take a look at few of the major real estate companies.

Major Real Estate Companies India

Ambuja Realty Group The company is a joint venture organization between Ambuja Housing and Urban Infrastructure Company Limited and West Bengal Housing Board. The objective of the company is to develop affordable homes with strong base and close nature.

DLF The developer is considered to the be biggest builders of India. The first project developed by the company was on the very heart of Delhi. It is a trend setter in the industry. Much of the credit for changing Gurgaon urban landscape goes to DLF.

Sun City Projects It is one of the leading companies in India. The company has till date involved into variety of projects ranging from group housing to townships to luxury apartments, shopping malls, complexes for office to amusement parks.

Merlin Group For the past three decades the company is active in the real estate sector. The builder has successfully developed townships, office buildings, shopping malls, clubs and office buildings in many cities like Kolkata, Ahmedabad and many such.

Mittal Builders The company has been into the real estate industry for the past 5 years. Unlike its counterparts, the main agenda of the company is to develop real estates. It has successfully carried out its development activities in cities like Mumbai, Bangalore, Pune, Secunderabad, Nagpur and many others.

K Raheja Constructions The construction company ranks among top 10 realtors of India. It was honored with Best Construction & Real Estate Sector Implementation. Raheja has built many projects in cities like NCR, Mumbai, Pune, Chennai, Bangalore and many such.

There are numerous other real estate companies India that are coming up with innovative commercial and residential projects, changing our very form of living.

Benefits Of Real Estate Business And Investment

In the domain of real estate business there is no need to be apprehensive as yet for the Americans, are still recovering from the fear of debts which had controlled their finances until recently and it is only with the help of such resources as a low interest consolidation or the best debt management programs that the citizens could finally get respite from the trap of debts. But now when the economy has started to look up from the financial void, it is time for the citizens to change their views about some of the businesses which are capable of providing better returns in the long run. Gone are those days when businesses were looked with greater awe. Though there are persistent risks which are involved with this business, it is of more worth to calculate the advantages of being involved in this business.
Let us have an overview of the same in the next few lines:
If you have been comparing an array of business opportunities lately, you will be glad to know that a real estate investment is less risky than other businesses and they are in fact quite stable provided that you have actually been able to encompass the pettiest of aspects that are related to this business, and you have taken this opportunity seriously. However the lesser risks are associated with such factors as stability in the rate of mortgage followed by the appreciating value of the land and various other socio economic issues.
There is no need to have a huge capital at least initially to start off with the business. The property can be secured by negotiating a lower amount, and some money should be kept for holding the property as a security.
A real estate investment will not tale up a hell of all your time but only if you are calculating and clear sighted about the prevailing marketing conditions at that point of time.
As far as investing in real estate is concerned leveraging still remains as the best option wherein you can invest a portion of your money and the rest can be borrowed from a bank or any other financial institution.
If you are able to select the correct geographical location, you are likely to get a high value of appreciation over a period of time.
Along with paying your mortgage debts you will be creating a home line of equity which is to imply that you will be able to approach the original price of the property without any debt.
Unlike other investments where you may lose a lot of your money for paying the tax amounts, the tax exemptions on a real estate investment is much more than any other business.
Therefore a real estate investment is the best bet for the value of a property is almost always on the rise which provides a good impetus for the growth of this business, but you have got to treat it with the necessary vigilance and the required acumen.

Book A Flat At Amrapali Sapphire 3 Noida New Property At Sector 107 Noida

Amrapali Sapphire 3 is the latest residential property for sale in Noida, which is being launched by one of the leading providers of real estate property in Noida and other parts of Delhi NCR- The Amrapali Group.

Although the details of the Amrapali Sapphire 3 have not been officially announced as of yet, it is said that Amrapali Sapphire 3 would be offering a wide range of residential options in the form of 2, 3 and 4 BHK apartments for sale in Gurgaon.

The pricing for these extremely luxurious flats for sale has not been provided yet, but it is supposedly going to sell at an approximate basic sale price of Rs. 3000 per sq. ft. That said, those interested to book a flat at Amrapali Sapphire 3 Noida should expect to spend at least around Rs. 35 lakhs to own a home at Amrapali Sapphire 3. We at Unicon Property bring to you an excellent opportunity to own an apartment at Sapphire 3, that too at zero-brokerage.

Amrapali Sapphire 3 is strategically located at Sector 107 in Noida, a perfect location for those individuals who are operational in and around Noida and adjoining areas such as Ghaziabad and Greater Noida, and are looking forward to book a flat in a premium residential complex that offers complete peacefulness while at the same time being within close reach from all parts of Delhi NCR.
Being situated at a premium location, Amrapali Sapphire 3 shares neighborhood with pristine residential real estate properties such as Lotus Boulevard, Lotus 300 and Lotus Panache, all of which are premium projects launched by the 3C Company.

Amrapali Sapphire 3 is a highly luxurious yet very affordable residential property for sale in Noida, which gives all those who are looking to invest in property in Noida a fabulous chance to buy an apartment in one of the most desirable properties in Noida. Backed by a builder with dependability as that of Amrapali, Sapphire 3 is sure to be a highly successful residential property for sale in Noida.

Unicon Property gives you a detailed insight into the scenario of Real estate property in Noida. For more information on Amrapali Sapphire 3, please visit our website www.uniconproperty.com

Now Easily Locate Real Estate Builders in Noida


You can find various upcoming real estate projects in Noida that have
been undertaken by the builders of Noida recently with many of them
working under big banner projects. Noida has become a hub for industries
and residential purposes which has led to the emergence of various real
estate builders there.


It has now become very easy to search for the real estate builders in
Noida. Every real estate builder has its own official site which can be
assessed to get information regarding any property of on-going projects
in Noida region. Each real estate builder has evolved a strategy and
concept of providing the best place for both commercial and residential
purpose as per the requirement of the customers. While some of the
builders who do have their official site can still be easily navigated
through internet or references.

Every real estate builder in
Noida has its corporate office whose main head office may or may not be
Noida but all their offices are connected with each office. As the real
estate builders have many offices in whole Delhi/ NCR region, it
provides assistance and information as per the requirement. Some of the
builders have evolved an idea of combining ethnic and contemporary
architecture. Also, covering the fact that the residential area provides
an ambience of fauna and flora in the premises of the building with
various facilities near the area.


Most of the buildings in Noida have enough space to easily accommodate
people with many facilities along with it. It provides an exclusive area
for swimming, parks, parking, gym and many more within the building
along with the facility of lifts. The real estate builders in Noida
assure full satisfaction of the customer and service quality with modern
and convenient living facilities. As there are many estate builders
available in this region, it is more convenient to visit their site
first before contacting or approaching any of the builders.


Various leading companies have come up with real estate projects in
Noida at different prices and rates provided by the leading online
property sites of India. These builders have mentioned the details of
the projects with their total cost and the purpose of the projects being
undertaken. The details also include the area of the compartments or
the land where the project has to be undertaken so you can easily choose
one out of them.

Why Do I Need Life Insurance to Get a Mortgage

Taking out a mortgage is one of the most common ways people get into a home in the United Kingdom. Every mortgage lender has a set of requirements borrowers must meet, however, such as having a certain debt-to-income ratio. Although UK law doesn’t force you to get life insurance to take out this type of loan, most mortgage lenders include it in their requirements, and almost all financial experts believe that having a policy to accompany your mortgage is prudent.

What Happens to the House After You Die

To really understand why life insurance with a mortgage is so overwhelmingly seen as necessary, you have to grasp what would happen to your home following your death, assuming the mortgage was still not paid in full. Under UK regulations, if your mortgage is unpaid, several things can happen. If you have a joint mortgage, then responsibility for the mortgage simply passes to your surviving borrower. If you are the sole owner of the house through the mortgage, then the home usually goes to a beneficiary you name in your will, but your estate must settle your debts before beneficiaries can get the property. If there are enough other assets in your estate to pay off the mortgage without selling the home, then the beneficiary might be able to get the property free and clear, but more often than not, the assets don’t entirely cover what’s owed, so the beneficiary has to refinance the mortgage loan to keep the property. Remaining owners and beneficiaries can sell the property, pay off the mortgage from the sale, and pocket whatever equity happens to be left over, as well.

The Lack of Payment Problem

In the scenarios above, all is well assuming that the remaining owners or beneficiaries have the means to pay off what’s still owed on their own. This is not always the case, however. For instance, a parent might not be able to cover both the costs of the mortgage and daycare. Similarly, many beneficiaries are not financially prepared to take on a mortgage payment. If the mortgage payments lapse enough, the lender may foreclose.

Enter the Life Insurance Policy

When you have a life insurance policy to cover the remainder of your mortgage, you eliminate the possibility that your surviving borrower or beneficiary will have trouble paying off the rest of the loan. They can take the insurance money and give the lender what is still owed without having to make tough financial sacrifices to keep the property. The fact they don’t have to worry about the mortgage payments does wonders to keep them monetarily stable, because all of the money they would have had to put toward the mortgage can go toward other needs or wants, or better yet, be invested. A life insurance policy coupled with a mortgage loan, therefore, is a very responsible way of eliminating worry, allowing your surviving borrowers or beneficiaries to maintain a good standard of living and retain a valuable asset.

A Note on Death in Service Benefits

Many people make the mistake of thinking that Death in Service benefits are a form of life insurance. This is not exactly true. Both are similar in that they pay out upon your death, but Death in Service benefits normally max out at four times your salary. You can lose them if you lose or change jobs, or if you are made redundant. By contrast, you can get insurance in a wide range of values, and they aren’t dependent on your employment. These differences mean that most lenders see insurance as the most reasonable way for a borrower to reduce risk, and that they often still want you to have a policy even if your employer gives Death in Service benefits to you.

Conclusion

Mortgages allow many UK residents to purchase a home without paying for it in a lump sum. If you pass away before you eliminate your mortgage loan, surviving borrowers or beneficiaries might have difficulty keeping up with the mortgage payments. A life insurance policy ensures that they don’t experience undue hardship to keep the home, or that the house has to be sold. This is why, if you ask -Do I need life insurance to get a mortgage?-, many experts will say you -have- to have it, even though getting a policy is not required as of 2013 under UK law. If you are single with no dependents, then life insurance becomes less vital, but you still might need to get it based on your preferred lender’s stipulations.

Laura Ginn appreciates that there are many people that are asking -do I need life insurance to get a mortgage?’ Visit http://www.uswitch.com/life-insurance/life-insurance-tips/ to learn more about life insurance and what it means in relation to your mortgage application and other areas of your life.

Condominium Living in Toronto

The popularity of condominiums has been on the rise over the last decade, as young people are starting families later in life and tending more towards having fewer children than ever before. Condominiums offer the opportunity for a lot less maintenance than would come with a single family stand alone house, and most have features such as recreational facilities and 24 hour security which do more than enough to satisfy the needs of busy people. In addition, condominium complexes are often located right in the heart of the city, so that the commute both for work and for entertainment purposes is cut down to a matter of minutes. Living in the suburbs of any major city can mean up to two hours of driving, each way, just to get to work and back!

As Canadas largest city, Toronto offers all the major benefits typical to condominium living and more besides. Lets take a look at the different benefits owning a condo in Toronto has to offer.

Areas

When it comes to living space diversity, Toronto offers a huge range of choices guaranteed to fit any lifestyle. Neighbourhoods such as Rosedale South have a large number of high-end luxury complexes that will hold or increase in value and thus offer a good investment. Downtown Toronto is great for the urban enthusiast; there is always something to do within easy reach of any of the condominium complexes. Anyone who enjoys the hustle of the city is going to appreciate living in the centre of the universe.

For those who like the idea of living close to the city, but who do not want to experience the 24 hour a day, seven day a week rush that city living means, there are still options in the condo world. The Beaches area of Toronto, located along Queen Street east and bordering the shores of Lake Ontario, has been described as a world all its own; close to the city, the area nevertheless offers a tranquility common to the shores of a big body of water.

Toronto also has several neighbourhoods that appeal to different ethnicities, including Greek, Indian, Korean, Chinese, and Portugese. Laid back lifestyles can be accommodated at The Annex, and the city offers condo complexes even in historical districts, for those who want to throw back the clock without surrendering modern convenience.

Style and Price

No matter what price range or type of condominium you are in the market for, there is something in Toronto to satisfy your demands. There are plenty of older condominium developments that offer reasonably priced units, even in the heart of the city. Lofts, two and three bedroom units, bachelor suites, and penthouses are all included in most of the new and recently built complexes being constructed in the area.

Condominium buyers who are fans of ultra modern living will love the diverse architectural styles that Toronto developers are incorporating into complexes, from twin and triplet building designs to single building high rises with sleek lines and tapering towers.

Toronto condominium complexes offer a wide range of styles, prices, and architecture that are guaranteed to meet the needs of anyone who likes the idea of low maintenance, easy-access condo living. With new complexes proposed every month, the market for condo living in Toronto is seems to continually expand.

The Unlucky Many The Credit Crunch and the Mortgage Market

How has the credit crunch affected you?’ is going to be one of the biggest and most often asked questions of 2008, and only a lucky few will likely be able to answer -not at all’.

More likely is you’ll receive an answer from one of the unlucky many whose finances have been stretched and tested – especially those with mortgages. In just a couple of years, the face of the mortgage market has changed dramatically, with banks and lenders desperate to pull something back in the wake of some reckless credit lending in recent years.

These changes are reflected in the results of recent studies into the mortgage market, in particular the facts showing the limiting of mortgage products available. March 2008 alone saw a drop of 2026 mortgage products (from 7726 to 5700) across the residential and buy-to-let markets, while home-loan deals have seen a fall from the 15,600 available in July 2007, to just 4,700 available today. Overall, then, mortgage lending has declined to an estimated 24 billion, a 6% decrease from February 2007, while February 2008 saw the lowest number of new mortgages approved since July 1995.

Though clearly foreseeable, one of the biggest products lost this year was the 100 per cent mortgage. In what has already been dubbed an end of an era, the last lender to provide a deposit-free loan withdrew the deal earlier this month. Buyers will now need to lay down a minimum deposit of 5% – an average of 10,000 – though one expert maintained that the withdrawal of the 100% mortgage from the market was a -sign of things to come’, and that it wouldn’t be long before the 95% mortgage followed in kind.

One of the beauty spots of the mortgage market that has seen an increase in products, though, is fixed-rate mortgages. Despite the two-thirds drop in the overall number of different mortgages available, the number of fixed-rate mortgages fixed for over 10 years has thought to have risen to a new high of 132. And with an estimated 1.4-million fixed-rate mortgage deals ending over the next twelve months, and customers looking to renew their packages, there luckily remains some choice in this area of the market.

Homeowners looking at fixed rate mortgages will, however, be hit by a sudden rise in payments when they switch to a new mortgage; the average to fix a mortgage for 10 or more years now being 6.14%, compared to an average 5.89% a year ago. With the future of interest rates uncertain though, fixed-rate mortgages still provide a more stable and secure payment plan – which is why the Chancellor announced his support for lengthy fixed deals in his Budget.

What is important for all homeowners or first time buyers thinking of going down this avenue of payment is that they compare fixed-rate mortgages and judge for themselves whether fixed-rate is the correct choice for them. A recent study showed that three out of four people didn’t know the difference an extra 1% had on mortgage payments, so if you’re unsure, also make certain you calculate the amounts you’d need to pay on different packages using an online mortgage calculator and be sure to speak to a professional beforehand.

Building a Home Gym The Right Way

Building your own home gym can help save you a lot of time, money and frustration. What you need to know is your desire fitness goal which will help you get the right equipment that will help you reach your results ultimately. This article provides things you need to know when purchasing the right gym equipment for your home.

It is very important to realize your fitness goal when considering buying home gym equipment. After you know what your goal is, it will be much easier for you to decide the right equipment that will help you reach that results. No single person has the same goals. Some want to lose extra weight or get rid of excess fat or stay healthy or build muscle mass. If your fitness goal is to build your muscle mass, one of the best equipment that does the trick is strength-training benches. Normally, the benches come with everything you need to build yourself a nice muscle mass. Some type of benches can be adjusted to allow you to work on both entire upper body and lower body. There are, however, some people whose fitness goal is nothing to do with weight loss or fat burning or bodybuilding. Rather, some want to gain more weight. Thus, when buying gym equipment for your home, it is very important to realize your fitness goal and your ultimate results.

You may want to consider buying a basic home gym and fitness DVD set, to start your fitness journey. You may find that some DVD sets not only offer workout DVDs but also fitness equipment, workout guide, diet plan and exercise chart as well. The advantage of these type of DVD set is you are provided with equipment that you can use along with it. If you are serious about staying fit, you may need to consider buying a full home fitness system which offers DVDs, paper guides and fitness accessories such as med balls, straps and fitness mats. They may come with special gadgets such as heart rate monitor or pedometer to help you keep track of your health.

Your home space and your existing health problems need to be taken into consideration when considering buying gym equipment. It is not a good idea to find out later that the equipment you just purchased does not fit your home or may be harmful to your health. Thus, if you have pending health issues, do consult with your doctor in advance of buying any gym equipment.

You will find that some home gym equipment are costly. The good news is you can find products with deep discounts easily online. All you have to do is hop over several online stores to do a comparison of different equipment and prices. It is a good idea to check product reviews from trusted sources before pulling your credit card out from your wallet.

No matter what your fitness goal is, to achieve that result, you need the right gym equipment, strong commitment and actionable workout schedule. There is no point to find out later that the equipment you just purchased is not suitable for your health conditions or too big for your home space.

If you are unclear on the kinds of home gym equipment that can help you achieve your fitness goal, stop by home gym reviews for more info on the best home gym equipment available today.

Anti-Burglary Precautions In a Condominium Complex

When masses of families in the USA were forced to leave their homes and look for less expensive lodgings, the condominium business boomed. Most folks immediately found out that living in an apartment is quite different from residing in a separate home. There are more folks around, and there are no more backyards to take care of. Most condo complexes have security staff and equipment, which could make folks think that a condo is relatively safer from thieves.

Then again, the risk of burglary is the same whether you live in a condo or in a house. There may be a security system in place, but no system is completely perfect. You must not let your guard down just because there are more people around to intercept potential burglars. The fact is, you don’t know everybody that goes in and out of the apartment block. .

People come and go all the time, and there is no telling whether these people are tenants themselves, guests or strangers who are in the hunt for things to take. Some dwellers may have left and have been replaced by new ones. This means you are surrounded by more strangers now than when you were living in a home. If you live in an condominium complex, you must still be really alert on the subject of your physical security.

Anti-Theft Methods for Condo Tenants

1. Beef up the Entrance

Your condo door serves as your gate and your fence. The condominium’s door is the only means of entry into your abode, so you must never be frugal about the locks you set up. Some condominium inhabitants put in screen doors to offer protection to their primary doorways. Installing another door can be a good thing, taking into consideration the additional protection it gives you.

If you have no plan of installing another door, you can simply put in more locks to your door. However, remember that your land lord may request you to tell him when you add another lock, and may even request a duplicate key. This is so that he can enter the apartment when there is an urgent situation.

2. Be Friendly With Your Neighbors

The other folks living adjacent to you may be your allies if you ever get into trouble, so ensure that you stay civil. In a solo residence, you may not have thought much about being friendly with neighbors, but in condominium situation, you may have to. You don’t want your next-door neighbor turning a blind eye while somebody is busy messing with your door’s locking devices. If things are not right in your apartment, like when your security alarm rings non-stop or you are screaming, your next door neighbor can call the law enforcement for you.

You should also be aware of changes in occupancy. If you have a new next door neighbor, make it a point to say hello. It’s better to be on their good side.

3. Automate Some Home Equipment

Your TV may serve yet one more purpose if you live inside the condominium block. You can make it seem like someone is inside just by programming your TV to switch on and off at a particular time. A similar thing can be done with some light fixtures. A robber would rather attack when no one is around. If you’re in good terms with your neighbors, and you have faith in them, you can let them know beforehand that this is what you frequently do when you are not around.

Some apartment inhabitants consult a comprehensive lock picking guide to learn more about locking devices and which ones are more prone to picking and bumping. Gaining knowledge on lock manipulation methods, including how to copy a key, can be really helpful if you want to recognize the strategies that some folks use to break into flats.

Home Plywood Boat Building Stitch And Glue Or Ply On Frame

There are two general modern techniques for building plywood boats at home: the traditional, Ply on Frame construction and the newer Stitch and Glue method. Each has its advantages and disadvantages. Both methods of boat construction are capable of producing very functional, strong, and safe vessels. Which boat construction method a potential boat builder should select, depends as much on the skills, patience, and preferences of the builder as on the desired characteristics of the finished boat.

Lets begin by discussing the traditional ply on frame construction method. It’s done by starting with wooden frames, sometimes called ribs. These are usually straight sided, however some older designs try to incorporate curves in the rib elements, complicating the construction considerably. These frames are positioned using a construction jig, generally oriented so that the hull is built upside down.

Longitudinal frame members are attached into notched slots in the ribs. The first one is a heavy frame element called the keelson that runs down the center of the ribs. To the forward end of this element, the vertical timber that forms the prow of the boat is attached, called the stem.

Two longitudinal frame elements run along the upper edges of the hull, one on each side, called sheer clamps. Two more elements are added the bend of the ribs where the hull bottom transitions to the hull sides. This joint in the hull is called the chine and the frame member installed here is called the chine log. Depending on the size of the hull and the designers philosophy, sometimes, additional longitudinal members may be specified to complete the boat hull framing.

Most often each of these joints are glued and screwed or in somtimes, bolted together. These days, high strength synthetic adhesives, such as epoxy or the new polyurethane adhesives make an excellent for bonded joints because unlike the older natural, casein, or polyvinyl acetate glues, the modern glues will still hold even if the joints arent perfectly matched. They fill gaps better.

Next the plywood planking is leaned against the framework, cut a bit oversized, glued and nailed (or screwed in-place) and trimmed to the edges of the framing. Finally the plywood is finished off with one or more layers of fiberglass, or simply saturated in epoxy to improve strength, abrasion resistance, and water incursion.

Stitch and glue boats, on the other hand are built in an entirely different manner. These boats are built using precisely cut panels that will end up forming the shape of the hull. There is no internal framing, or if there is, it takes the form of bulkheads rather than frame elements. The builder uses either full sized panel drawings supplied by the designer, or lays out the finished shape of the sides and bottom of the hull on the plywood planking. The planking is then cut out. One side may be used as a pattern for the other, because getting both sides precisely the same shape and keeping the bottom very symmetrical are important.

Once the panels are cut out a row of small holes is drilled into adjacent panels close to the edge and either copper wire or nylon tie-wraps are threaded through the holes to stitch the plywood edges together. Then an epoxy mixture thickened with silica or microspheres is puttied into the joint to make a fillet and the joint is taped over with fiberglass tape. The hull is flipped over and similar joints are made on the outside of the hull. Then, if desired, the hull is fiberglassed.

Contrary to first impressions, a stitch and glue boat, if properly designed and built, is just as strong and capable as its framed counterpart. Theyre simply different philosophies in construction. Just as cars and aircraft have changed from framed and covered construction to more modern, unibody in the case of cars, and monocoque in the case of aircraft, construction, so naval architects have been transitioning from framed to stitch and glue construction for light, strong, easy to build boats.

Now that you know how these boats are built, lets talk about what kinds of skills and personality the builder has, in order to select the right kind of boat for him. First lets look at woodworking skills. Do you like to work with wood? Does planing on a nice piece of hardwood bring you joy? Do you like the smell, the feel and derive satisfaction from shaping wood? Dont laugh. This is a serious question. Some people will say, yes, thats me. I love it! Some will say, no, not really. I see it as a means to an end and I just want to get done.

If youre in the first group, loving to work wood, you probably have what it takes to make a framed boat. It requires woodworking and being careful about joint fits. It requires some patience and a sense of pride in your workmanship.

If youre in the second group, you probably should build a stitch and glue boat. They go together much faster with fewer steps. They also require less woodworking knowledge and use of tools. You still have to be able to cut out plywood fairly precisely, but almost everything can be done with simple power tools.

Building a stitch and glue boat is a messier proposition than a ply on frame hull. You have to mix and spread lots of epoxy, usually wearing rubber gloves, If you scratch your nose, youre going to have to spend some unpleasant time with acetone getting the epoxy off too. Working with wood, you just dust yourself off most days. There are adhesives used, but not to the extent of a stitch and glue boat.

When you sand epoxy, you should wear a respirator to prevent epoxy and fiberglass dust from getting into your lungs. Sawdust isnt as damaging to your system, but I still do wear a respirator when sanding large expanses of wood with a power sander.

Well, I hope this has helped you decide which of the two types of hulls to build. I would strongly encourage everyone to build a boat. Its a fun hobby and a great experience. Its also the parent and child project. I cant imagine a better experience for a child than to learn woodworking by helping to build a boat and take it fishing.